Real-time payments
to any bank, any time
Bank pay-ins that beat cards on cost. Payouts in seconds, weekends included.
Cash or card? Neither. Pay by bank, straight from the customer’s account.
One embedded flow, verified before a dollar moves
Approval rates cards rarely match
Lower cost than cards, with no interchange
Guaranteed funds on eligible transactions
Your recipients’ favorite notification. Pay sellers, workers, customers and winners in their local currency.
Instant in most markets, on each market’s real-time rail
Paid in seconds, weekends and holidays too
Four ways to deliver, one integration
Recipients can be verified before funds move
Paid today.
Settled in two days today.*
Merchant settlement the same business day over domestic real-time rails. Finance teams plan around settlement; we compress it.
*Subject to partner financial institution approval and transaction eligibility.
One integration, global reach. Local payment experiences in the markets that matter to you.
Three steps to live. Build and onboarding run side by side.
Sandbox on signup
Keys the moment you sign up. Simulate pay-ins, payouts and webhooks against realistic bank behavior.
Review runs alongside
KYB and compliance review start when you do and run while you build. One agreement covers every rail and market.
First live payout
Go live in your first market and watch real payouts land. New markets and methods switch on from the same integration.
The boring parts, handled. We obsess over them so you don’t have to.
A FinCEN-registered Money Services Business, with ISO 27001 and 27701 under way.
A ledger finance can close on.
One entry per money movement, the moment it happens, with fee and net on every line.
List transactionsKYB, AML and sanctions screening.
Counterparties are screened at onboarding, through the same partners that serve regulated institutions and public companies.
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