Real-time payments
to any bank, any time

Bank pay-ins that beat cards on cost. Payouts in seconds, weekends included.

Got it.

We will reply within one business day. In a hurry? hello@rokapay.com

Local rails
  • FedNow
  • SEPA
  • Faster Payments
  • Interac
  • Pix
  • SPEI
  • UPI
  • PayID

Paid today.
Settled in two days today.*

Merchant settlement the same business day over domestic real-time rails. Finance teams plan around settlement; we compress it.

*Subject to partner financial institution approval and transaction eligibility.

One integration, global reach. Local payment experiences in the markets that matter to you.

Pay-ins & payouts Payouts live Rest of world
Pay-ins & payouts
CurrencyBRLBrazilian real
RailsPix
Pay-insLive PayoutsLive
5B+people reachable
17+currencies in & out
75%+of U.S. deposit accounts on RTP and FedNowRTP reach per The Clearing House, 2026

Three steps to live. Build and onboarding run side by side.

At the same time Then
1

Sandbox on signup

Keys the moment you sign up. Simulate pay-ins, payouts and webhooks against realistic bank behavior.

2

Review runs alongside

KYB and compliance review start when you do and run while you build. One agreement covers every rail and market.

3

First live payout

Go live in your first market and watch real payouts land. New markets and methods switch on from the same integration.

Try the sandbox

The boring parts, handled. We obsess over them so you don’t have to.

A FinCEN-registered Money Services Business, with ISO 27001 and 27701 under way.

A ledger finance can close on.

One entry per money movement, the moment it happens, with fee and net on every line.

List transactions

KYB, AML and sanctions screening.

Counterparties are screened at onboarding, through the same partners that serve regulated institutions and public companies.

Speak to an expert

Skip the demo

Leave a work email. You get sandbox access, real pricing and a payments expert within one business day.

Got it.

We will reply within one business day. In a hurry? hello@rokapay.com

No newsletters. A reply from a human.